Weigh your options
Salesforce pays the full cost for some benefits, including life insurance and disability insurance. You and the company share the cost for other benefits, like medical and prescription drug coverage. And for other benefits, you pay the full cost but at a discounted group rate.
What you pay for benefits depends on two things: the plans you choose and whom you choose to cover under each plan.
Please note for domestic partner coverage:
Domestic partner coverage is paid with after-tax dollars and is subject to imputed income taxation. However, to offer more equitable tax treatment for employees who cover a domestic partner, Salesforce covers the additional taxes that must be paid on the imputed income. The reporting of the imputed income and the tax payment amount is made at the end of the calendar year, after your last regular paycheck has been issued to you.
Here are your choices and associated monthly costs:
Medical
Dental
Vision
Supplemental Life Insurance and AD&D Insurance
Legal Plan
Medical
|
Aetna & UHC PPO |
|
|---|---|
|
Coverage Type |
Monthly Cost |
|
EE Only |
$96 |
|
EE + Spouse/Domestic Partner |
$307 |
|
EE + Child(ren) |
$264 |
|
EE + Family |
$508 |
|
Aetna & UHC HDHP Premium |
|
|---|---|
|
Coverage Type |
Monthly Cost |
|
EE Only |
$53 |
|
EE + Spouse/Domestic Partner |
$160 |
|
EE + Child(ren) |
$135 |
|
EE + Family |
$279 |
|
Aetna & UHC HDHP Standard |
|
|---|---|
|
Coverage Type |
Monthly Cost |
|
EE Only |
$0 |
|
EE + Spouse/Domestic Partner |
$76 |
|
EE + Child(ren) |
$68 |
|
EE + Family |
$131 |
|
Aetna & UHC EPO |
|
|---|---|
|
Coverage Type |
Monthly Cost |
|
EE Only |
$121 |
|
EE + Spouse/Domestic Partner |
$342 |
|
EE + Child(ren) |
$294 |
|
EE + Family |
$553 |
|
Kaiser Permanente CA, NW, WA & GA |
|
|---|---|
|
Coverage Type |
Monthly Cost |
|
EE Only |
$90 |
|
EE + Spouse/Domestic Partner |
$262 |
|
EE + Child(ren) |
$238 |
|
EE + Family |
$413 |
Dental
|
Dental Standard |
|
|---|---|
|
Coverage Type |
Monthly Cost |
|
EE Only |
$5 |
|
EE + Spouse |
$30 |
|
EE + Child(ren) |
$27 |
|
EE + Family |
$50 |
|
Dental Premium |
|
|---|---|
|
Coverage Type |
Monthly Cost |
|
EE Only |
$16 |
|
EE + Spouse |
$53 |
|
EE + Child(ren) |
$49 |
|
EE + Family |
$80 |
Vision
|
VSP Standard Plan |
|
|---|---|
|
Coverage Type |
Monthly Cost |
|
EE Only |
$0 |
|
EE + Spouse or Domestic Partner |
$0 |
|
EE + Children |
$0 |
|
EE + Family |
$0 |
|
VSP Premium Plan |
|
|---|---|
|
Coverage Type |
Monthly Cost |
|
EE Only |
$8 |
|
EE + Spouse or Domestic Partner |
$17 |
|
EE + Children |
$15 |
|
EE + Family |
$25 |
Supplemental Life Insurance and AD&D Insurance
Supplemental Life and AD&D rates per employee per $1,000
| Age Band | Monthly rates per $1,000 |
|---|---|
|
15–24 |
$0.04 |
|
25–29 |
$0.04 |
|
30–34 |
$0.04 |
|
35–39 |
$0.069 |
|
40–44 |
$0.088 |
|
45–49 |
$0.13 |
|
50–54 |
$0.21 |
|
55–59 |
$0.40 |
|
60–64 |
$0.64 |
|
65–69 |
$1.15 |
|
70–74+ |
$1.89 |
|
75+ |
$1.89 |
|
AD&D |
$0.02 for employee |
Supplemental Life and AD&D rates per spouse or domestic partner per $1,000
| Age Band | Monthly rates per $1,000 |
|---|---|
|
15–24 |
$0.04 |
|
25–29 |
$0.042 |
|
30–34 |
$0.05 |
|
35–39 |
$0.069 |
|
40–44 |
$0.088 |
|
45–49 |
$0.143 |
|
50–54 |
$0.22 |
|
55–59 |
$0.403 |
|
60–64 |
$0.611 |
|
65–69 |
$1.175 |
|
70–74+ |
$2.06 |
|
75+ |
$2.06 |
|
AD&D |
$0.020 per $1,000 |
Supplemental Life and AD&D rates for Child(ren) per $1,000
| Life insurance | $0.128 |
| AD&D insurance | $0.040 |
Legal Plan
| Plan | 2021 Monthly Premium |
|---|---|
| MetLife Legal Plan | $17.85 |
| MetLife Legal Plan Plus Parents | $27.85 |